Even dictionaries give a range of quite profoundly different definitions of what insurance is, and they don't tend to explain the other key questions about insurance: why would someone want it, and what types of insurance are there.
The aim of this site is to outline just what insurance is, and even a little of the way that insurance costs can be calculated and the complicated mathematics that sits behind insurance.
The site also includes articles on a range of different insurance products, outlining what exactly they are, and the types of cover that might be included under an often umbrella term that subdivides into quite different categories.
Finally other articles look at the sorts of factors taken into account and therefore ways in which a person could look to reduce the costs of their insurance - and other simple tips such as taking multiple insurance products from one provider.
Here is a list of our current articles:
- Bicycle Insurance
Bicycle insurance, as with all insurance products, gives you a way to deal with the risk of having something happen to your bicycle... - Contents Insurance
Contents insurance is a type of insurance product that covers the items that you have - the contents - of your home... - Life Insurance
One of the most well-known types of insurance product is life insurance. And this does very much what it says on the tin... - Motorbike Insurance
Motorbike insurance might sound like a bit of a niche category of insurance, but there are actually a huge number of people... - Pet Insurance
People love their pets, and know just how expensive veterinary bills can be - there are a range of pet insurance products which aim to... - Saving Money on Car Insurance
Like with most types of insurance, the car insurance sector is extremely competitive... saving money on insurance depends on various factors such as... - Saving on Home Insurance
Reducing home insurance costs: there are a range of considerations, and firstly an appreciation of what contributes to the costs of home insurance is necessary... - Travel Insurance
One of the most common forms of insurance product is travel insurance: wherever travel occurs there are a range of potential risks that it is possible to get insurance cover against... - Van Insurance
Most people know about car insurance, but what about van insurance? Clearly if you drive a van then you need to know about van insurance.... - What Is Insurance?
One of the most fundamental questions one can ask about insurance is what it is: what does it mean, why do people take it out, and what are the considerations taken into account by insurers...