Vehicle Insurance

Vehicle insurance is the category of insurance products that cover, surprisingly enough, vehicles.

These can be any sort of vehicle that you can think of, with of course the most common product among these being car insurance, but there are also products available for trucks, motorcycles, vans and other road vehicles - and even specialist products for things like water-based vehicles too.

The requirement for vehicle insurance legally in most countries is what makes it one of the most common forms of insurance - it has been a legal requirement in the UK, for instance, to have some form of vehicle insurance since 1930: the minimum required is third-party personal injury insurance. It is an offence to drive without insurance on public land.

Most commonly vehicle insurance offers protection against the costs that occur when there is some sort of accident - such as a car crash or something else that causes physical damage to the car or the driver or passengers of any vehicles that are involved with the accident.

Vehicle insurance can also cover things that do not relate to accidents directly, such as fire that damages the car and also theft of the vehicle too. There are a variety of types of cover available and generally the more comprehensive the policy, the higher the cost too. There is a separate article that goes into more detail about the different type of car insurance products available on the market. For those learning to drive in the UK, the theory test may ask questions relating to insurance and the legal requirements, so it is important to understand these in advance of taking that test, as well as of course being important to understand the legal requirements as a responsible driver anyhow.

Related Articles...

Van Insurance Most people know about car insurance, but what about van insurance? Clearly if you drive a van then you need to know about van insurance. There are various different types of van insurance which... Agricultural Insurance Agricultural insurance is a niche type of insurance product that is available for those who work in specific areas of agriculture. This type of product could offer piece of mind against various... Saving Money on Car Insurance Like with most types of insurance, the car insurance sector is extremely competitive. There are a lot of providers of this product, but also a lot of different factors that are taken into account to... Motorbike Insurance Motorbike insurance might sound like a bit of a niche category of insurance, but there are actually a huge number of people who ride these sorts of vehicles, and so even within this there are... Travel Insurance One of the most common forms of insurance product is travel insurance. Wherever there is travel involved, there is invariably risk, and infact a range of risks, and therefore an insurance product... GAP Insurance If you have bought a car in recent times, then you will probably have come across GAP insurance as the vendor will have asked you if you want GAP insurance or not. If you are not familiar with... Life Insurance One of the most well-known types of insurance product is life insurance. And this does very much what it says on the tin - it insures against the life of a person. Thus, if the policy holder (the... Flood Insurance Flood insurance is a specific product under the umbrella of insurance and it covers - as the name suggests - losses that occur due to flooding. In many cases, this form of protection (flood... Home Insurance Home insurance is one of the most common types of insurance product, and anyone who has a home will be familiar with it. Home insurance is usually contrasted with contents insurance, which is a... Saving on Home Insurance Home insurance splits into the bricks and mortar insurance - buildings insurance - and the stuff that you put inside your house such as your valuables - the contents, hence that bit is called the...