INSURANCE DETAILS
Insurance. A common word, but ask five different people what insurance means, the chances are that you'll get five different answers.

Even dictionaries give a range of quite profoundly different definitions of what insurance is, and they don't tend to explain the other key questions about insurance: why would someone want it, and what types of insurance are there.

The aim of this site is to outline just what insurance is, and even a little of the way that insurance costs can be calculated and the complicated mathematics that sits behind insurance.

The site also includes articles on a range of different insurance products, outlining what exactly they are, and the types of cover that might be included under an often umbrella term that subdivides into quite different categories.

Finally other articles look at the sorts of factors taken into account and therefore ways in which a person could look to reduce the costs of their insurance - and other simple tips such as taking multiple insurance products from one provider.

Here is a list of our current articles:

  • Agricultural Insurance
    Agricultural insurance is a niche type of insurance product that is available for those who work in specific areas of agriculture...


  • Bicycle Insurance
    Bicycle insurance, as with all insurance products, gives you a way to deal with the risk of having something happen to your bicycle...


  • Contents Insurance
    Contents insurance is a type of insurance product that covers the items that you have - the contents - of your home...


  • Crop Insurance
    There are two main types of crop yield insurance available, which come under the category of types of agricultural insurance product...


  • Flood Insurance
    Flood insurance is a specific product under the umbrella of insurance and it covers - as the name suggests - losses that occur due to flooding. In many cases...


  • GAP Insurance
    If you have bought a car in recent times, then you will probably have come across GAP insurance as the vendor will have asked you if you want GAP insurance or not...


  • Health Insurance
    One of the most common insurance products is health insurance... helping cover the costs of medical procedures and treatment.


  • Home Insurance
    Home insurance is one of the most common types of insurance product, and anyone who has a home will be familiar with it. Home insurance is usually contrasted with contents insurance...


  • Income Insurance
    Income insurance is sometimes referred to as income protection insurance. As the name suggests, this product is focused around what you earn from work...


  • Life Insurance
    One of the most well-known types of insurance product is life insurance. And this does very much what it says on the tin...


  • Motorbike Insurance
    Motorbike insurance might sound like a bit of a niche category of insurance, but there are actually a huge number of people...


  • Payment Protection Insurance
    Until a few years ago, not many people would have heard of Payment Protection Insurance, commonly referred to as PPI. Now it is almost inescapable, with TV adverts...


  • Pet Insurance
    People love their pets, and know just how expensive veterinary bills can be - there are a range of pet insurance products which aim to...


  • Prize Indemnity Insurance
    Prize indemnity insurance is a purchase that would be considered by someone offering a large prize and thus could stand to lose a considerable sum of money. This form of insurance...


  • Property Insurance
    Property insurance is a product that applies specifically to property, and has various different types of specific that are subsets of the general umbrella term 'property insurance'...


  • Reinsurance
    The concept of 'reinsurance' is quite an interesting one. It comes down to the same sort of logic as 'who will guard the guards?' - in this case who will insure the insurers. The answer is, other insurers...


  • Saving Money on Car Insurance
    Like with most types of insurance, the car insurance sector is extremely competitive... saving money on insurance depends on various factors such as...


  • Saving on Home Insurance
    Reducing home insurance costs: there are a range of considerations, and firstly an appreciation of what contributes to the costs of home insurance is necessary...


  • Travel Insurance
    One of the most common forms of insurance product is travel insurance: wherever travel occurs there are a range of potential risks that it is possible to get insurance cover against...


  • Types of Car Insurance
    Car insurance cover includes comprehensive cover, third party cover and third party with fire and theft: the differences explained...


  • Van Insurance
    Most people know about car insurance, but what about van insurance? Clearly if you drive a van then you need to know about van insurance....


  • Vehicle Insurance
    Vehicle insurance is often take out for cars, motorbikes, vans, lorries and other road vehicles. Various types of cover are available offering protection against a range of issues such as fire, theft, accidents and more...


  • What Is Insurance?
    One of the most fundamental questions one can ask about insurance is what it is: what does it mean, why do people take it out, and what are the considerations taken into account by insurers...


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